Be at least 18 years old (19 in Alabama).To be prequalified or approved, you must: To qualify for the Indigo Platinum card, you will need to meet certain minimum requirements. However, even if you have a higher credit score you may not be approved since other factors (like income and debt) are taken into consideration.

The Indigo Platinum card is designed for people with poor credit (a FICO score of 300 to 579). Minimum Credit Score and Other Requirements You can securely input all of the required information and even check your pre-qualification status before applying.īy prequalifying, you can check the likelihood that you will be approved, as well as your potential annual fee, therefore avoiding a hard check if you would be declined.īottom Line: Note that to officially apply for a card, you will be hit with a hard inquiry on your credit. To apply now for the Indigo Platinum card, simply head over to the website. Balance transfers are also not allowed with this card. The maximum credit limit offered on this card is $300, with no credit limit increases offered. You can also use this card to take out cash at an ATM (up to your credit limit), but you will incur cash advance fees of the higher of $5 or 5% each time you withdraw money (after your first year). The Indigo Platinum card is an unsecured card, which means that you have access to a credit limit without needing to put down a security deposit. You can read more in the Mastercard Guide to Benefits which details all of the program terms and conditions.

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